Do you deal with financial depreciation schedules?
Are you a banking or financial consultant, an entrepreneur planning an investment, a private individual who wants to take out a mortgage or buy in instalments?
Use Loans Ruler straight away, a new easy-to-use, innovative and elegant tool, designed and created for you, for your needs and daily operations.
Available* for
*the app, once purchased for a device, for example for iPhone, can also be downloaded for free for iPad and Mac (Catalyst)
How does Loans Ruler work?
Loans Ruler satisfies a wide range of functions which allow you to manage your financial depreciation at 360°.
Variable calculation
It calculates all the variables of a depreciation schedule: instalment, frequency, duration, rate and principal, each variable depending on the values assumed by the others.
Exportation
Depreciation schedules are exportable in a format that can be imported from Excel or Numbers.
Monitoring and Analysis
The Graphs view allows you to view the trend of the different variables of a schedule developed depending on the chosen method and also to compare the trend with those of a different depreciation method.
Pre-depreciation period
Schedules can be developed by also providing a pre-depreciation period.
Social Sharing
The created amortisation schedule can be printed and shared through social networks and the most popular apps including: Messages, Mail, WhatsApp, FB, Instagram, LinkedIn, Messenger and Notes.
User Friendly
The Schedule view displays the development of the depreciation schedule in an easily navigable table.
Methods which can be selected
The depreciation methods which can be selected are: French (constant instalments), Italian (constant principal amount) and German (constant instalments, prepaid interest).
Set your chosen duration
The duration of the loan can be expressed in years, months or years and fractions of a year.
Still to be implemented
For each depreciation method, the user can view the mathematical formula applied with a description of the main features of the schedule.
A pdf compendium illustrates applied mathematics and the form used in the simplest and most direct manner.
Discover all the interesting functionalities of Loans Ruler
Personalise your experience
✓ Discover the depreciation method with a simple click (the French method is that selected by default).
✓ Select the variable to calculate, for example the installment by closing the relative padlock with a tap.
✓ Set the values of the other variables simply by dragging the relative sliders. During the dragging process, the app updates the value assumed by the selected variable to be calculated.
✓ With a tap on the Range key, for each variable you can select the range of values that it can assume, i.e. the minimum and maximum value of the relative cursor.
✓ The app is in English or Italian depending on the language setting of the Device used.
​
✓ It will be also available in Chinese
Who is it for?
Loans Ruler has been designed for all those people who deal with financial depreciation schedules. It is aimed at bankers, consultants and professionals, administrative and financial managers, entrepreneurs, private individuals who have to take out loans of any kind, consumer credit or mortgage loans and financial mathematics students.
Download Loans Ruler today
We would love to hear your feedback on the experience of using Loans Ruler! Help us to improve it by recommending new features.
We can also answer your questions.